Our Services
Personal Protection
We have access to a wide range of insurers allowing us to protect income and debt as comprehensively as possible. In-depth knowledge of each provider’s unique benefits lets us seamlessly tailor advice to our clients. Ensuring that all your protection needs are correctly covered can help to ease any worry about what could happen in the future.
Mortgage Lending
We can support you with a full suite of mortgages whether you are a First Time Buyer, Homemover, or need to use the Right to Buy, Help to Buy or Shared Equity schemes. We can help you raise funds to buy an investment property on a Buy to Let mortgage, or if your current deal in coming to an end, we can source a new rate or Re-mortgage your property to a new lender for a better deal. Supporting you to raise funds for Home Improvements, debt consolidation and other purposes if required.
Your Home may be may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Commercial Mortgages and some forms of Buy to Let are not regulated by the Financial Conduct Authority.
Business Protection
While the protection needs of a business are usually met with traditionally designed policies, how cover is structured needs to be tailored to the needs of the business. Without correct planning to help ensure business continuity or mitigate potential tax liabilities a business can be left unnecessarily vulnerable. We make sure that all risks are taken into consideration when tailoring advice.
Group Risk
When looking after a workforce, it can often be key to employer and employee wellbeing to have group benefits in place. Death In Service and Group Critical Illness can provide employees with security for their families if they die while Group Income Protection can help protect the business from long term employee absence costs while supporting the employee to return to work.
Health Insurance
Private Medical Insurance gives access to prompt diagnosis and treatment along with valuable added services including Digital GP and prescription services – particularly beneficial when combined with Cashplans to help cover day-to-day medical costs. We have a whole-of-market proposition to call upon to always find the most appropriate options for our clients.
Estate Planning
We can offer all our clients bespoke will writing services incorporating trusts and Lasting Powers of Attorney where appropriate. Correct planning advice can make sure that your wishes are followed and assets protected even after your death. When life changes occur, we will be on hand to make sure that any planning is updated correctly and takes into account any legislative changes that occur.
Taxation, Inheritance tax, Trust, Lasting Powers of Attorney planning and Will writing activities are not regulated by the Financial Conduct Authority.
